EUGENE, Ore. - Everyone is affected by the 2-week government shutdown, whether they see direct impacts or invisible ripples through the economy.
But the shutdown shouldn't scare consumers.
That's the analysis from local experts.
First: the impacts, direct and indirect.
"Firms with outside Lane County customers, firms with government contracts - if they slow down, firms would locally slow down," said Tim Duy, economist at the University of Oregon.
Duy said if the partial government shutdown and U.S. default are not resolved, "It would be the worst-case scenario, a self-inflicted wound."
But he said don't make a run on the banks.
It's bigger picture issue.
"Certainly one of the issues for other countries looking at the United States is that policy making looks very confused and challenging right now," Duy said. "That suggests some reason to question safety of U.S. Assets."
Local financial advisor Rick Karr said not to let the partial shutdown affect you.
"Try making your decisions based on what's important to you, what's your values?" he said. "Really look at your family situation, look at your financial situation and think long-term. Don't think short-term, and don't make your decisions based on short term decisions on what our government officials do."
He said bottom line the economy is healthy. Stocks have grown 0.5 percent since the shutdown.
"This is a beautiful time to be buying a house, and it's a great time to be buying a car. Interest rates aren't going to be this low for probably a long time."
"We've been here several times before," Karr said, "and we'll be here many more times in the future."